Utah's new wildfire law, in plain English
Is your home in Utah's new wildfire zone?
About 60,000 Utah homes are now inside the state's high-risk wildfire boundary. They start paying a yearly fee in 2027, and from 2028 the fee depends on how well the property is prepared.
✓ Free, no sign-up✓ Uses the state's public map✓ Independent — not a state website
What's changing
- 2026The state publishes the high-risk map. Insurers must use it.
- 2027A yearly fee begins: $20–$100 per structure, based on size, collected by your county.
- 2028The fee follows each lot's risk score. Homes without an assessment pay the top tier.
~66,700
Utah addresses inside the high-risk boundary
$20–$100
yearly fee per structure, starting January 2027
Top tier
the 2028 fee for homes that skip an assessment
How it works
Three things every owner in the zone needs
Find out if you're affected
Enter your address and we'll tell you whether it falls inside the state's high-risk boundary, and what that means for your fee.
Lower your risk and your score
Clearing brush and a few simple upgrades lower your home's score. We connect you with one vetted local crew — never a list.
Show your insurer and assessor
The Wildfire Ready Report documents what you've done with dated photos, in a format insurers and assessors can read.
Defensible space
The work that lowers your score happens in three rings
The ember zone
Nothing that burns against the house: no wood mulch, firewood, dense plants or stored lumber. This is where most homes catch.
The lean, clean zone
Space out shrubs and trees, mow dry grass, and remove ladder fuels so fire can't climb into the canopy.
The reduced-fuel zone
Thin trees and clear dead brush so a fire slows down and stays on the ground before it reaches you.
Where the zone is
Mostly southern Utah and the Wasatch Back
Not the Wasatch Front suburbs — Davis County has none. The biggest pockets:
Cedar City area
addresses in the zone
~6,900
Heber Valley
addresses in the zone
~4,400
Hurricane
addresses in the zone
~4,200
Duck Creek Village
addresses in the zone
~4,200
St. George
addresses in the zone
~4,000
Park City & Summit Park
addresses in the zone
~3,700
Approximate addresses inside the state's high-risk wildfire boundary (Utah FFSL map, Dec 2025), counted from Utah address points. Rounded.
Own a cabin you can't check on?
Many homes in the zone are second homes in places like Duck Creek, Brian Head and Panguitch Lake. One local crew handles the work while you're away, and you get dated before-and-after photos for your records and your insurer.
The Wildfire Ready Report · $99
Know your priorities. Prove your progress.
Answer 15 questions and upload 12 guided photos. Within 3 business days you get a readiness score across the 0–5, 5–30 and 30–100 ft zones, your top 5 fixes ranked by impact and rough cost, and a documentation packet for your insurer or assessor.
Delivered within 3 business days
This is a private readiness report, not an official state lot assessment. It does not set your state fee or guarantee any insurance discount.
Readiness score
out of 100 · 3 quick wins found
- Clear wood mulch and plants within 5 ftHigh$
- Replace attic vents with ember-resistant meshHigh$$
- Move firewood pile 30 ft from the houseMed$
Common questions
Will the state contact me?
Counties collect the fee, so expect it with your county bill starting in 2027. You don't need to sign up for anything to be included.
How do I lower the 2028 fee?
Get your lot assessed, then clear vegetation and harden the house. Mitigation can lower your score. Owners who skip the assessment pay the top tier.
Does this lower my insurance?
Each insurer decides. Some credit mitigation and certifications. Ask your agent, and bring documentation of the work you've done.
Start with your address
Ten seconds, the state's own map, no sign-up.